Economy Essay Example | Topics and Well Written Essays - 1500 words

Economy - Essay Example The liquidity crunch was the impact of fall underway because of the worldwide monetary emergency. Because of the obligation emergency, there was lack of liquidity for which the business level was influenced for which the pay level of the individuals was diminished (Allen, 1999, p.35). Because of fall in the pay level and accessibility of assets, the spending of the individuals was likewise brought down. A lower level of spending offered ascend to fall popular in the economy and the offer of items and administrations likewise broke for the organizations. The decline in offer of items and administrations prompted increment in stock and the income earned by the organizations and their gainfulness were brought down. This constrained the organizations to diminish their complete beneficial limits because of which the absolute products and enterprises in Europe was brought down. Along these lines the GDP of the European Union was brought down with the European national delivering merchandis e and ventures at an a lot lesser volume. The decrease in the GDP of the European economy again fuelled the bringing down of pay levels, resulting spending and further creation in the economy. This could be clarified from the roundabout progression of pay as given beneath. The yield delivered by the organizations decides the efficiency level in the economy. This yield is dictated by the uses or the degree of spending of the families. The degree of spending of the family unit again relies upon the salary levels. This salary level is resolved by the installments of wages by the organizations to their workers who are the family unit workers. The installment is accomplished for receipt of administrations required for creation of products. Along these lines all the above exercises in the economy are connected by a roundabout progression of salary. The progression of cash in the economy is additionally contributed by the net government spending. The net government spending is the distinct ion between real sum spent by the legislature and the sum earned by the administration through toll of duties. Because of fall popular of the economy, the administration spending additionally diminished so as to keep up an offset with the duty pay. The duty salary is brought down as there is a fall in the pay level of the populace. The legislatures of European Union structured fitting money related and financial strategies to save the economy from the arranged of downturn (Mishkin, 2007, p.25). The financing costs were overhauled and endowments were gotten to support the salary level and creation of the economy. Because of the fall sought after in the economy, the net fares additionally endured because of decrease in profitable limits which influenced the parity of installments and the outside trade income. This made an effect on the money change paces of Euro. Results of drop popular for Fitnesse Due to the drop sought after in the economy and decrease in spending of the individual s, the business and productivity of Fitnesse have given indications of helplessness. Fitnesse is an inside for diversion and brandishing exercises that gives amazing infrastructural offices to its individuals and furthermore sorts out competitions on squash and way of life meetings. The inside gives individual wellness preparing offices, pool, exercise rooms, body back rub and support offices, eateries and bars for wellbeing and entertainment. These

Social Psychological Forces that Lead to Self-Destruction free essay sample

A conversation of two plays: The Revengers Tragedies by Middleton Thomas and Rowley Williams and The Changeling by Anon and the predominance of homicide and self destruction inside them. This paper surveys the two plays The Revengers Tragedies, by Middleton Thomas and Rowley Williams, and The Changeling, by Anon and dissects the social and mental powers that can be supposed to be the purposes behind the assistance of the homicide and self destruction topics that are prevailing to both plots.The paper gives a knowledge into the profundities of human need and want that is the reason for psychopathic and society detesting characters. The Revengers Tragedies starts with the hero, Vendice, railing the duke, who he considers answerable for the passing of his life partner. His sibling goes along with him, bringing as far as anyone is concerned the licentious and inadmissible nature of the Dukes more youthful child, further reinforcing. In the promptly following act we discover that the Dukes child, the more youthful child as he is alluded to, is gone after for the assault of a specific Lord Antonios spouse. We will compose a custom paper test on Social Psychological Forces that Lead to Self-Destruction or on the other hand any comparative subject explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page His mom and Ambitioso safeguard him, the more youthful child. Accordingly, as the play continues and the situation starts to get interesting, we discover Vendice exploring around Lussurioso for data under the guise of being his hireling. While in camouflage, Vendice finds that it is really Lussurioso who is the liable one; he likewise further finds that he, Lussurioso, is presently intending to go after Castiza, who is Vendices sister. Vendice likewise learns of Lussuriosos plans of continuing to target Gratiana, Vendices mother, on account of not having any karma with Castiza. Vendice even ventures to such an extreme as to go to his sister, without revealing his actual personality, with Lussuriosos offer, which is icily turned down, to the delight of Vendice. Her profound quality and honesty are plainly represented now. His mom, be that as it may, seems to have increasingly inclinations to influence, proposing her character to be somewhat whimsical and she is later upbraided for thi s by both of her children. The play develops with Vendice sprucing up the skeleton of his dead life partner, and, continuing to apply toxic substance to the mouth of the skull, he brings the duke into its quality. The Duke kisses the skull and keeping in mind that he is in his withering pains, Vendice unveils to him the whole plan, including the fat that Antonios spouse harmed herself in the wake of being assaulted by the Dukes child. Now, it turns out to be somewhat evident that Vendice and his sibling are a malignant pair and will remain determined so as to achieve retribution.

Maquiladoras And The NaftaS Impact Essays - Economy Of Mexico

Maquiladoras And The Nafta'S Impact Presentation In this paper I will talk about the history and practices of the Maquiladora business. I will examine its experience, its issues, the advantages it offers to United States organizations, and the effect the NAFTA has and will have on the business. Likewise, I will make a recommendation on a potential system the Maquiladoras can embrace so as to address the difficulties welcomed on by the NAFTA, to guarantee it stays a solid power later on. Foundation Mexican farming laborers had been conceded impermanent work visas permitting them to work in the United States' rural ventures through a program called the Bracero Program until 1965 when this program was ended. Because of this end, the joblessness rate had surpassed 70% in certain outskirt urban communities. In May of 1965 the Border Industrialization Program was set up as a trade for the Bracero program. It was later renamed the Maquiladora Program. The program was built up by the Mexican government to give work to Mexico's quickly developing populace along its outskirt with the United States. This program was used to shield Mexicans from entering the United States. The thought was that Mexican specialists would be kept on the Mexican side of the fringe on the off chance that they were given manufacturing plant employments on the Mexican side. The Maquiladora program additionally needed to pull in outside assembling offices, innovation, and expertise by giving a perpetual assessmen t occasion to assembling organizations that would set up ?twin plants? on the Mexican side of the fringe. In the start of the program, all remote possessed tasks must be situated inside a 20-kilometer strip along the US-Mexican fringe. Since 1972 they can be found anyplace in Mexico. In 1996 there were around 2,500 Maquiladoras ? 35% of them were situated in the inside conditions of Mexico. A year ago there were more than 3,000 and increasingly more of these tasks are being situated outside of the fringe districts. Every one of Mexico's 31 states has at any rate one Maquiladora. What is a Maquiladora? Maquiladoras, likewise alluded to as ?in bond? or then again ?twin? plants, are permitted to incidentally bring into Mexico (liberated from charge) apparatus, gear, new parts, crude materials, and pretty much anything that was utilized in the gathering or assembling of semi-completed or completed items. Once gathered or made, the Maquila items must be traded except if unique authorization is gotten to sell a restricted measure of yield in the Mexican market. At the point when these items are imported back to the United States, import obligations are collected on the outside worth included as it were. In the event that Maquila items remain in Mexico, the are dependent upon material Mexican obligations. The Exploitation of Cheap Labor The biggest issue encompassing the Maquiladora business is the abuse of modest work. The working conditions are frequently risky, laborers are not repaid enough for their work, endeavors to unionize are debilitated; and sexual separation and provocation are excessively normal. The conditions in and outside the Maquiladoras are horrible. Laborers perform assignments, for example, welding without defensive veils, cowhide gloves, or goggles (in numerous cases) and mechanical mishaps and harmful exposures are normal. This, alongside lack of healthy sustenance brought about by low pay rates, produce skin sicknesses, disease, abnormalities in monthly cycle, premature births, tumors, inebriation and birth of undernourished or impaired children. Of the representatives, many are little youngsters and ladies extending from the ages of 14 to 20. They work 6 days per week in 10-hour shifts. The normal week by week pay for a Maquiladora specialist is US$35 - $45 despite the fact that the normal month to month lease for a house with open administrations, for example, running water and power is around $200 every month. Generally, Maquiladoras are sloppy. In those that are sorted out, state-controlled associations speak to the laborers. Albeit a few organizations are unionized on paper, the associations, generally, capacity to strengthen the board strategies instead of to assist laborers. At that point there are what are called ?apparition? associations. These associations don't battle for the laborer's privileges. The laborers don't have any acquaintance with them and have never observed their association chiefs. At the point when a contention emerges in a plant, the board illuminates the specialist that their associations have acknowledge these or those conditions. Not exclusively are they not ensured by existing associations, those that endeavor

Simple Pendulum Lab Report Essay Example

Basic Pendulum Lab Report Paper The connection between the length and the ideal opportunity for one swing (the period) has been looked into for a long time, and has permitted acclaimed physicists like Isaac Newton and Galileo Galilee to get an exact an incentive for the gravitational quickening g. In this report, we will recreate their analysis, and we will attempt to locate a precise incentive for X here in Pisa. We will at that point contrast this worth and the generally acknowledged estimation of 9. 806 m/so [NIST, 2009] A CLOSER LOOK AT OUR VARIABLES In this examination, we shifted the length of the pendulum (our autonomous arable) to watch an adjustment in the period (our needy variable). So as to lessen conceivable arbitrary mistakes in the time estimations, we rehashed the estimation of the period multiple times for every one of the ten lengths. We additionally estimated the ideal opportunity for ten progressive swings to additionally lessen the blunders. The length of our unique pendulum was set at 1 00 CM and for every one of the accompanying estimations, we diminished the length by 10 CM. Hypothesis A basic pendulum performs straightforward symphonious movement, I. E. Its intermittent movement is characterized by an increasing speed that is corresponding to its removal and coordinated honors the focal point of movement. It tends to be indicated that the period T of the swinging pendulum is relative to the square foundation of the length I of the pendulum: T - 4112 (Hypersonic, 2009), with T the period right away, the length in meters and g the gravitational increasing speed in m/so. Our crude information should give us a square-root connection between the period and the length. Moreover, to locate a precise incentive for g, we will likewise diagram TO versus the length of the pendulum. Along these lines, we will have the option to get a straight-line chart, with an angle equivalent to mat 1. We will compose a custom paper test on Simple Pendulum Lab Report explicitly for you for just $16.38 $13.9/page Request now We will compose a custom article test on Simple Pendulum Lab Report explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer We will compose a custom article test on Simple Pendulum Lab Report explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer Hardware AND METHOD For this examination, we approached constrained assets; cinches, stands, a meter ruler, a stopwatch, a metal ball (a. K. A. Bounce), and some string. The exploratory set-up was equivalent to the chart, appeared in figure 1 (Practical Physics, 2009). As expressed before in the presentation, it was chosen to gauge the ideal opportunity for ten complete swings, so as to diminish the arbitrary blunders. Clip These estimations would be rehashed two additional occasions, and in all out ten progressive lengths were utilized, beginning from one meter, and diminishing by 10 CM or each after estimation. String A meter ruler was utilized to decide the length of the string. One included trouble in deciding the length of the pendulum was the relative enormous vulnerability in finding the specific length, since the metal weave Tripod Stand added not exactly a centimeter to our string length, estimated from the sways place. This brought about a vulnerability long that was higher than one would ordinarily anticipate. The table cinch was utilized to make sure about the situation of the tripod stand, Metal weave while the pendulum was swinging. After the necessary estimations, one examination was completed to discover the Figure 1: Diagram of the set-up for this test level of damping in our set-up. Damping consistently happens when there is contact, however precisely how huge the level of damping in our exploratory set-up was, stayed questionable. Contingent upon the level of damping, it could possibly significantly affect our estimations. All estimations were taken under similar conditions, utilizing a similar metal sway, a similar ruler, in a similar room, and at roughly 26 degrees Celsius.

Theory of Gravity Essay

Of all the current atomic combination reactor tests JET and ITER are the biggest. Fly, Joint European Torus, situated in Culham Science Center in the UK, is the focal point of Europe’s combination look into. Fly is presently the world’s biggest tokomak fit for conveying up to 30 MW of intensity, it is utilized by in excess of 20 European Countries and furthermore utilized by worldwide researchers. It is utilized to test the conditions that will be being used by business combination power plants. Stream started in 1978, in activity since 1983 and in November of 1991 turned into the primary trial to create controlled atomic combination power. It has been a venturing stone for ITER, creating parameters that have been essential in its creation. In 1997 a record of 16 MW of vitality were created by JET utilizing the blended deuterium-tritium fuel with a contribution of 24 MW; a 65% proportion. ITER, initially representing International Thermonuclear Experimental Reactor yet dropped because of negative implications of atomic particularly joined with the word trial. ITER started in 1985, yet it was uniquely until 2005 that the south of France was chosen as an area for the reactor. ITER is bolstered by numerous nations overall including the USA, the EU, the Russian Federation, India, China, Korea and Japan. In November 2006, and understanding was marked which shaped the universal ITER association who claims the gadget and all parts of the undertaking. ITER was detailed on the grounds that it was concurred that a bigger and all the more impressive reactor was expected to imitate conditions in a business reactor and show its achievability. ITER is worked from the aggregate research made by all the numerous combination tests around the world; a synergistic exertion to give modest, clean fuel for some people in the future. The primary plasma is anticipated to be created by 2016. Atomic Fusion is totally plausible as a future vitality source however it will be quite a while before they will overwhelm conventional common assets regarding level of the Earth’s vitality gave. Assessed put it around 2050 until combination power plants are in full business use. It is demonstrated that combination is the most effective vitality source we need to date; multiple times more than that of atomic parting. It is characteristically sheltered, and there is no perilous waste with the exception of some radioactive materials from free neutrons, however in future plans this could be destroyed. Research is presently working out positively; all that remaining parts is for greater all the more remarkable models and with ITER not too far off it won't be some time before a self continuing combination response with a positive yield is accomplished. This has good intentions into the future 100% waste free combination plants could give about the entirety of the world’s power, bringing about a perfect safe condition with a hugely decreased risk of an unnatural weather change. Book index C. R. Nave, 2006, HyperPhysics, saw 13 September 2008 <http://hyperphysics. phy-astr. gsu. edu/hbase/hframe. html> David Sang, 1995, Nuclear and Particle Physic, second Ed. Thomas Nelson and Sons ltd.â https://www.euro-fusion.org/

The Unlawful Activity How Organized Is Organized Crime - 1100 Words

The Unlawful Activity: How Organized Is Organized Crime? (Essay Sample) Content: How Organized Is Organized CrimeStudents NameUniversity AffliationHow Organized Is Organized CrimeCrime is any act or omission which violates the law resulting in punishment by the government. A wide range of crime is reported all over the world daily including thuggery, violent robbery, narcotics, arms and human trafficking and cyber crime. Criminals keep on changing their tactics in order to evade the mechanisms that have been put in place by authorities to deter their activities. Governments around the world keep on changing the laws to criminalize the new crimes. However, criminals seem to have become more emboldened and no longer fear being jailed. Earlier, petty criminals could be easily netted by the laws of the day; this gave rise to organized crime which is giving crime busters a headache in their work.Organized crime is described in the us-history-com website as systematically unlawful activity for profit on a city-wide, interstate, and even international sc ale. Over the past decades, academics have conceptualized à ¢Ã¢â€š ¬Ã‹Å"organized crimeà ¢Ã¢â€š ¬ in terms of groups, networks as well as à ¢Ã¢â€š ¬Ã‹Å"enterprise crimeà ¢Ã¢â€š ¬ (Levi, 1998) According to Van Duyne Van Dijck (2007) the lack of clear and accepted criteria in defining the term has led to serious debates in the field. Organized crime combines the concepts of traditional organized crime like drugs, illegal prostitution and vehicle theft and white collar crime which constitute financial tax, VAT, real estate frauds and embezzlement ( Phillip and Tihomir, 2010) . Crime organizations operate in secrecy and members communicate by word of mouth when they are in the same area or by phone, email or social media when they are far apart. In the case of mafias leaders live in secluded places to hide from authorities and mostly communicate through their subjects. The organizations have a defined structure with leaders who give orders to their followers. Disciplinary measure s are taken on members who defy the instructions of their superiors, give out secrets or betray fellow members to the police. In countries like Mexico where violent drug criminals exist members who defect from their group are killed.New organized groups can emerge when people with criminal traits migrate within a country, to a neighboring state or continent. Migration to the United States of Italians, some with mafia skills, at the turn of nineteenth century gave rise to a set of a powerful mafia groups in New York City (Federico, 2011). American scholar Donald Cressey (1970), maintained that organized crime was led closely-knit families who had set up a criminal parallel government that was à ¢Ã¢â€š ¬Ã‹Å"substituting the stateà ¢Ã¢â€š ¬ enforcing its own rules and regulations. He identified organized crime as conspiracy of ethnic Italians and as a lineal descendant not a branch of the Sicilian mafia. Another reason for the emergence of criminal groups is limited resources and con straints which exist in the social structure. German criminologist Henner Hess who studied Silican mafia refers to it a system stabilizer.A major characteristic that is observed across all organized crime groups is secrecy in their activities and decision making. They display some likeness to secret societies and will thus share certain characteristics with other secretal societies (Alfredo, 2006). Historically, secret societies have forms of communication, membership rules, initiation rites which distinguish members from the rest of the society and aim to conceal their activities ( Mackenzie, 1971). Secrecy is part of the organization and parcel of the mythology as the former engender the latter ( Alfredo, 2006). It also occurs to every one of us, if criminals run their in the open the authorities will ultimately catch up with them. Intelligence officials will have easy time gathering evidence and arresting the culprits to kill the activity even before it kicks off.In the U.S, proh ibition era of 1920s gave rise to the organized crime syndicate. Federal efforts to enforce prohibition were met by well-organized counter operation with support both on the national and international levels. Al Caponeà ¢Ã¢â€š ¬s mob of Chicago, gangs in Detroit and other US cities gave the FBI and police sleepless night as they planned how to tackle the emerging crime. Even politician were part of the syndicate but inquiry by Wickersham Commission of 1930 resulted in temporary decrease of political corruption. This shows there is usually a connection between criminal underworld and politics. Study of crime in Italy reveals corruption and organized crime are closely related. Investigators usually discover some criminal organization involvement when corrupt activities are launched. Involvement of politicians and entrepreneurs also comes to light (Phillip Tihomir, 2010). Lucky Luciano and Louis Kepke set up a syndicate in 1930s comprising numerous crime leaders around the country. T he organization had geographical boundaries, distributed crime profits, and enforced its edicts with the help of murder , Inc.Traditional organized crime includes trade in narcotics, labor racketeering and gambling. Trade in narcotics involves a large ring of drug lords that stretches from Colombia, US, Africa to Asia and Europe. Colombia, Afghanistan and Myanmar are the major sources of illicit drugs. United Nations studies shows world heroin consumption is 340 tons and 100 tons are seized while in transit. The fact that only 5 tons out of 380 tons produced in Afghanistan is seized indicates trafficking web is well organized and involves even the law enforcers. The cocaine is transported through Balkan and Northern routes to the huge markets of the Russian Federation and Western Europe. Both routes pass through several countries with drug lord in each country ensuring safe transition. Cocaine originates from the South and Central America countries of Colombia and Mexico. In both c ountries, drug lords are protected by their own armies and corrupt government officials who receive money in return. Some drug lords engage in charity activities in their area of operation to entice the public and protect their illegal activities. According to United Nations Drug Report of 2010, between 30 and 34 million individuals consumed cocaine and heroin in 2007 and 2008. North America accounted for more than 40% of the consumers and European Union a quarter of total users. The two regions do not produce the two types of drugs and thus have to source them from the producing areas of Asia and Central America.In modern day organized crime, criminals use loopholes in the computer worlds to rob corporate and individuals. Cyber crime is grabbing the headlines these days, but the largest criminal gangs are still making most of their money from drugs, sex and extortion (Chris, 2014). He goes on to say credit card data is stolen from big retail chains and businesses and consumers do not know how to protect themselves from hackers. Top 5 organized groups are Solntsevskaya Bratva of Russia, Yamaguchi Gumi of Japan, Camorra of Italy-America, Ndrangheta of Italy and Sinaloa of Mexico. According to Frederico Varese, a professor of criminology the Russian ...

The Uchicago Essay Topics Pitfall

The Uchicago Essay Topics Pitfall What to Expect From Uchicago Essay Topics? If you choose to incorporate a quote in your essay, ensure you have the ability to address it in a meaningful way, and explain how relevant it's to the issue under consideration. Discursive essay competition inside this user has arrived from experts get the very best essay topics. Here are a few tips to help you compose an original and successful supplemental essay. Oxbridge essays to be able to writing program gives. When you have a look at the uncommon essay questions, you need to laugh. All our sample college essays incorporate the. How to purchase a college essay. How to compose a great college essay. It appears obvious, but you should be certain you're answering the essay question! What makes a superb dbq essay. Because of this, the job of writing a why uchicago essay is almost always a challenging one. What's patriotism essay. 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Marijuana and Illness - 1063 Words

Marijuana and Illness One of the major challenges with patient management and care is the alleviation and or reduction of pain. Pain and discomfort accompanies most medical procedures and consequently strenuous efforts are made by medical doctors provide pain relief to their patients. The tools available to doctors are very limited and most have undesirable side effects. Some of the more potent pain relievers have the potential to become addictive. Consequently, there is a need for a pain relief option that relieves pain but it is not addictive. Marijuana provides doctors with a powerful pain relief option with limited negative side effects. The potency of marijuana as a pain reliever makes it a valuable alternative to more potent and addictive pain relievers. The debate surrounding the use of marijuana for medical purposes often descends into the arena of emotion. It is therefore critical to firstly examine some characteristics of marijuana. This ensures that some of the myths surrounding the use of the herb are dispelled. Subsequently consideration will be given to comparing its pain relief benefits to that of some of the more potent drugs in use in hospitals. It should be noted that marijuana has been in use for medicinal purposes for thousands of years (Medical marijuana benefits 2010). Both the Indians and the Chinese have through their literature demonstrated the use of marijuana as late as the 10th century. An interesting note is that in Tibet it is considered asShow MoreRelatedShould Marijuana Be Legalized? Essay1049 Words   |  5 Pagespeople think that marijuana is dangerous should be considered as illegal drug, I firmly believe that marijuana should be legalized medically and recreationally. Marijuana provides its user relaxation and peacefulness which indicates that the drug does not influence bad or criminal actions. However, marijuana is still illegal in some areas where dangerous products like alcohol are legal. In the field of medicine, marijuana is one of the safest drugs among all medications nowadays. Marijuana is a very uniqueRead MoreMarijuana Should Be Legal For Medicinal Purposes924 Words   |  4 PagesMarijuana Sh ould Be Legal for Medicinal Purposes You may be surprised, but there are many benefits to medical marijuana. Marijuana should only be legal for medicinal conditions because of the benefits to treat diseases and symptoms. The medical conditions would be inflammation, brain injury, etc... Marijuana should be legalized as it’s been recommended by the doctor for the dosage because it is good for other medical conditions such as chronic pain, brain injury, inflammation, and other symptomsRead MoreLegalization Of Marijuana For Medical Use1537 Words   |  7 PagesLegalizing Medical Marijuana Elizabeth Vogt ENC 1101 Professor Ruppert Keiser University October 23, 2014 Abstract Many people have different opinions on the delicate topic of the legalization of marijuana for medical use. Although it could help those who suffer from chemotherapy-induced nausea and vomiting (CINV), cachexia, spasticity, pain and rheumatoid arthritis, it also has a lot of negative side effects that many doctors and physicians are trying to inform the public. Some of these negativeRead MoreMarijuan Should It Be Legal?867 Words   |  4 PagesEnglish 101 Marijuana: Should it be legal? Many people have their own beliefs about marijuana legalization in the United States. Legalization advocates say that marijuana would help with cancer patients and people with other painful diseases cope with the pain, nausea, etc. Also, it would create more jobs and free up the jails. On the contrary, those against legalization say it would give addicts more opportunity to experiment with other, stronger drugs. The legalization of marijuana would benefitRead MorePros And Cons Of Legalization Of Marijuana784 Words   |  4 Pages According to the English Oxford Living Dictionaries (2017), marijuana is â€Å"Cannabis, especially as smocked or consumed as a psychoactive (mind-altering) drug.† Although marijuana is illegal by the federal law, 29 states have legalized the use of medical marijuana, and in 8 states anyone over the age of 21 can buy marijuana (Nathan, D. L., Clark, H. W., Elders, J, 2017, p. 1746). 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Unfortunately, our society has become a very critical crowd towards the legalization of marijuana due to the stereotypical view of the kind of people who are considered â€Å"pot smokers.† This contorted perception ofRead MoreArgumentative Essay On Smoking Marijuana1001 Words   |  5 Pagesdiscussion was about a tv character smoking marijuana, and I went on talking about the benefits and how it is a natural plant and not a natural plant mixed with many other things. There have been a very few negative issues with marijuana versus cigarettes which has been linked to deaths, illness, and addiction just to name a few things. It seems like marijuana would be the cure to the cancer and a few other illnesses that ci garettes can cause, the smoke from the marijuana plant does not cause as many issuesRead MoreBenefits of Medical Marijuana Essay990 Words   |  4 Pages Legalizing Marijuana Marijuana is a very controversial and obtrusive issue in our society today. Although many have made malicious remarks about it in the past, and even still in the present, the truth and beneficial facts of marijuana are finally resurfacing. Unfortunately, our society has become a very critical crowd towards the legalization of marijuana due to the stereotypical view of the kind of people who are considered â€Å"pot smokers†. This contorted perception of a lazy and unmotivated America

The Profile Your Attitude To Investment Risk Finance Essay - Free Essay Example

Sample details Pages: 12 Words: 3577 Downloads: 7 Date added: 2017/06/26 Category Finance Essay Type Research paper Did you like this example? Are you willing to take any risk with the capital you are investing? If yes, how much risk are you prepared to take? How would you feel, if your investment(s) lost 0-10%, 21-30% or even more in the short, medium of long term? How long do you wish to invest for? Are you going to need to access your investment within a year, or do you have a longer time frame mind i.e. 5 10 years or even longer? Do you have a specific investment goal you need to achieve I.e. school/university fees for your children, holiday of a lifetime etc. Don’t waste time! Our writers will create an original "The Profile Your Attitude To Investment Risk Finance Essay" essay for you Create order These are questions you need to answer, especially if you have never invested before and/or have no idea where to look for assistance in helping you decide how in what to invest. Before investing any money, you should make it your priority to ensure that you have sufficient funds set aside to protect you (and your family) in the event of an unforeseen emergency, ie redundancy, repairs to your home or car etc. Typically you should have the equivalent of 3 6 months of your total outgoings, including any mortgage/credit commitments, household bills, food, travel/motoring costs etc, set aside in an Easy/Instant Access account with a bank or building society. If this isnt the case, you should make this your priority. What is Attitude to Investment Risk? Before investing any money, be that by way of monthly payments and/or a lump sum(s) it is important that in addition to your current financial situation, you have a clear understanding of your Attitude to Investment Risk as this will have an impact not only the type of investments you should be considering, but also whether your investment timeframe is realistic. There are two ways to think about investment risk: Your capacity or ability to take risk. This is all about your financial circumstances and goals. If you have more wealth (disposable income) and can invest over the medium to long term (5 10 years), you may be more able to accept a higher degree of risk. Your attitude or willingness. This is more of a mental approach. Some people may not be at all comfortable with the thought that their investment can fall in value rather than rise. Others may be prepared to accept a higher degree of risk in exchange for the potential of higher returns. How to determine your individual Attitude to Investment Risk There are various to assess your Attitude to Investment Risk. If you dont feel confident enough to invest your money yourself, Financial Advisers can help you develop your risk profile by completing a detailed Factfind to build up a complete picture of your personal financial situation. The Factfind should also include an Attitude to Investment Risk questionnaire which the advisor will ask you to complete. All of this information will then be used to determine your Attitude to Investment Risk and the Advisor will use this to advise on the most suitable investments for your money. It is important that you ask any prospective Financial Adviser about his/her investment experience and qualifications. At one end of the scale are independent advisers, who should consider all product types in the market. At the other end will be those offering simplified, or basic, advice. Consumers should be aware that these are essentially sales-driven advisers, usually selling just one companys products and often working for a large organisation, such as a bank. Here, advisers wont take a close look at the customers financial circumstances but will just be giving basic advice about a simple product. (Simon, 2012) You can find a Financial Advisor near to you through Unbiased.co.uk. You should also check that an advisor is registered to give investment advice by checking their details on the Financial Services Authority (FSA) Register. Further information about choosing a Financial Advisor and useful information about Savings Investments can also be found on the FSAs MoneyMadeClear website. If you intend to research your investments options yourself, it is just as important that you determine your Attitude to Investment Risk and do so honestly and objectively. You can use an online questionnaire, known as a Risk Profiler to do this. The questionnaire consists of a series of short statements, each of which is followed by a scale where you indicate the extent to which y ou agree or disagree with the statement. In January 2011 the FSA produced a paper on risk suitability. A key point in this FSA report was that assessing suitability is not just about the risk a customer is willing to take but must also take into account the clients capacity for loss and their objectives and circumstances. (Loosemoore,2011) Although the wording of the questions may vary between Risk Profiler Tools, in the main, the questions are based on the Alistair Byrne David Blake Risk Profiling Questionnaire. When using a Risk Profiler tool, it is important to bear in mind that the questions have been designed according to the established principles of psychometrics, that is, the science of measuring individuals attitudes. This means, however, that these questionnaires do miss the personal questions that a financial advisor would ask you during the course of your meeting. Risk Profiler Tools are also unable to take into account any assets and investments that you may already have, so it is important that you take these into account when answering the questions. There are free to use Risk Profiler tools available online from many leading banks financial institutions. Whilst complying with professional standards, many people within the Financial Services industry believe these can be biased direct prospective investors towards the providers own investment funds, which may be overpriced compared to other similar investments available. An independent Risk Profiler tool may prove a more suitable alternative i.e. Fina Metrica, which asks more questions and gives a better, independent assessment of your individual risk profile. However, these come at a cost to the user and as a result many people may decide not to use them. This could, however, be a false economy if they give a more unbiased view than the free of use profiling tools. It is important to remember that if you invest without taking professional advice, you will be responsible f or your decision to buy, so if the investment turns out to be unsuitable for you, you will have fewer grounds for complaint. Definition of Attitude to Investment Risk Once you have answered all the questions, the Risk Profiling tool will indicate the risk profile that matches your Attitude to Investment Risk. Risk Profiles fall into different categories and can vary in number depending on the Risk Profiler tool you have used. The main categories are: Very Cautious (No Risk) Cautious (Low Risk) Balanced (Medium Risk) Adventurous (High Risk) The industry standard descriptions of these Risk categories are as follows: Very Cautious Preserving your capital is the most important factor when you consider your savings. This means that you are more likely to restrict your savings (for growth or income needs) to cash deposits, cash ISAs, interest bearing savings accounts and similar products that also offer ready access to your money and are covered under a depositor protection scheme. You understand the effects of inflation on your capital (and any interest received) and how this can reduce the real value of your money over time. Cautious The opportunity to achieve reasonable returns (for growth or income needs) is important to you but you want to invest in a way that preserves more of your capital if stockmarkets fall. You may have little or no experience in taking investment risks, but accept this may be necessary to achieve returns potentially equivalent to or higher than those available from cash deposits. You understand that this could involve your capital being invested for five years or more with low to medium exposure to stocks and shares and other more riskier investments. You understand that the value of any investments you make will fluctuate and you might get back less (or more) than you invested (at maturity or earlier). Balanced The opportunity to achieve attractive returns (for growth or income needs) is very important to you but you also want to invest in a way that does not expose all of your capital to more riskier investments. You have some experience in taking investment risks and accept this is necessary to achieve potential returns much higher than those available from cash deposits. You understand that this could involve your capital being invested for five years or more with medium to medium high exposure to stocks and shares and other more riskier investments. You understand that the value of any investments you make will fluctuate and you might get back less (or more) than you invested (at maturity or earlier). Adventurous You are an experienced investor and are prepared to take on very high levels of investment risk that offer the potential to achieve exceptional returns. This opportunity to achieve exceptional returns (for growth or income needs) is a key priority for you even in circumstances where it might pose a significant risk to some or all of your underlying capital. You understand that a high-risk investment could involve your capital being invested for five years or more with maximum (up to 100%) exposure to stocks and shares and other more riskier investments. You understand that the value of any investments you make will fluctuate and you might get back much less (or much more) than you invested (at maturity or earlier). It is important that once the Risk Profiler has confirmed your Attitude to Investment Risk category, you are honest with yourself about your own emotional willingness and financial position to accept risk and review how this is reflected in the summary of your rel evant Risk category. In some cases it may be approriate to selecting an alternative Risk category. A good way to test your own emotional willingness to handle risk, would be to initially invest with small amounts of money on a monthly basis and increase the overall amount of money you invest based on the returns you achieve and your appetite for handling greater risk. If you feel uncomfortable accepting any amount of risk, then investing might not be suitable for you Investment Options Asset Classes Having ensured that you have a sufficient level of emergency fund set aside, decided on the amount you wish to invest, the timeframe for that investment and confirmed your Attitude to Investment Risk, where and how do you invest and which asset classes should you invest in? It is important that you understand the different types of asset classes, the level of risk for each class and how to spread your investment across the asset classes to create a investment portfolio that matches your Attitude to Investment Risk. There are a number different asset classes to invest in, each of which come with different risks. The four main asset classes are: Cash (low risk), Bonds (low medium risk), Property (medium risk) and Stocks Shares (medium high risk). These can also be sub-divided into further specific categories, ie Commodities, Hedge Funds etc. Cash Is perceived as the least risky of the asset classes, but tends to deliver low returns. However, dont think that that there arent any risks with cash investments for example the spending power of your money might fall if inflation is higher than the interest rate you receive. This is known as inflation risk. Examples of Cash or Cash equivalent investments are: Cash ISAs, National Savings Investments (NSI), fixed notice savings, fixed term investment bonds and high interest savings. In the 2012/13 tax year, the Cash ISA allowance is  £5,640 and you can top up your Cash ISA account on an annual basis every tax year. All gains you make from the interest youre paid are free of income and capital gains tax. NSI is a government backed service for savings and investments, offering a range of products and designed to help people save money. As its run by the government, it means that 100% of your savings are fully protected, which is much better than the  £85,000 that the UK s Financial Services Compensation Scheme (FSCS) provides if your bank goes bust. NSI offers a range of investment products such as premium bonds and simple cash accounts, childrens savings products. They also sell inflation-linked savings certificates. NSI dont provide market-leading interest rates, on their products as a rule, but if your risk profile is Cautious then this gives the safety youre looking for with your cash and this type of investment could be a good option. Bond Investments Examples of Bond investments are: Gilts (government bonds) or Corporate Bonds. When you invest in a Bond, you are lending money to a government or a company in return for a fixed interest rate for a set period of time after which your money is repaid to you. To get the extra reward that these investments can offer, you have to be prepared to accept the risk you could make a loss. However, although Fixed interest investments are are perceived to be the next risk up from cash, they should be less risky than equities. A normal UK government bond (or gilt) could look like this Treasury stock, 6%, 2018. This shows the following: the issuer This is the department that issues the gilt (Treasury) the coupon This is the rate of interest to be paid (6%) the redemption date This is when the loan is to be repaid (2018) Corporate bonds are issued by companies these that are looking to raise capital. This type of investment is seen as riskier than government bonds as a rule, as companies have a higher risk of default on debt than governments. Corporate Bonds may offer investors a higher rate of interest for taking on this risk. You may also wish to consider purchasing Bonds from governments or companies around the world. However, bearing in mind the financial difficulties that governments within the Eurozone and companies worldwide have experienced in recent times you need to be aware that investing your inheritance or hard earned cash in this way can be a higher risk and should check that investing this way still matches your Attitude to Investment Risk profile. Property Investment in property can consist of a residential Buy To Let property that you own rent out and/or commercial property. The three categories of commercial property are: Retail property this includes retail warehouses, supermarkets, shopping centres and shops on the high street. Office property purpose-built for businesses. Industrial property like warehouses and industrial estates Investing in Buy To Let or commercial property can deliver returns through rental income and capital growth from the possible any increase to the value of the property. However, Buy To Let commercial properties can stand vacant for long periods of time, resulting in a loss of rental income and the property crash of 2007/08 saw investors lose money, illustrating that investing in property does have risk. Furthermore, investing in property on your own can be expensive and property funds may be more suitable, whereby your funds are managed along with those of other investors by a property fund manager. However, when innvesting in property you should be aware that you may not be able to encash your investment whenever you choose because the land and buildings may not always be easy to sell and during periods when they are not readily saleable the provider may refuse or defer the re-purchase of your units. Stocks Shares (Equities) Is the final asset class and considered the most risky. This is mainly because stock markets around the world can be highly unpredictable as the volatility of the past few years has proved. Investing in UK equities is considered a lower risk than say US equities, while emerging markets are considered the most volatile (such as India, China or Brazil). These markets and the equities within them are viewed as the highest risk as you are investing in less well-known companies and thorough research should be undertaken before considering any investment in this area. The profit from shares comes in two ways, either in dividends and/or capital growth. Dividends Companies distribute their profits by dividend payments to shareholders. These payments are usually paid out twice a year. Dividends are more likely to be paid by longer established larger companies the dividend pay-out will be dependent on how profitable the company is. Smaller companies tend to reinvest their profits to help grow their business so are less likely to pay out a dividend. If a smaller company does manage to successfully expand, the value of your shares could grow and start paying dividends at a later date. Capital growth If you sell your shares for more than what you paid for them, this provides you with capital growth i.e. an increase on your initial investment. The price of your shares can go down as well as up and they are affected by internal and external factors. There are two basic types of shares issued by companies that you can purchase: Ordinary shares If you purchase ordinary shares, you become a part-owner of the company. Ordinary shares are voting shares, this means you also get a say on matters relating to the company, this could include voting on directors fees or agreeing on a takeover. You are also entitled to a share of the companies profits once it has met all of its other financial obligations. These are known as dividend, but the payment of dividends are not guaranteed and are made at the companys discretion. There are no guarantees with ordinary shares which is a risk so you may not get any share of the profits and, youre the last in line to be repaid your capital if the company goes out of business. Preference shares There are no voting rights for these shares. However, as the name suggests, preference shareholders usually receive a share of the profits before ordinary shareholders, this is usually limited as defined by the issuing company. In addition to this, preference shareholders get paid before ordinary shareholders should the company goes out of business. Preference shares still have risks to your capital investment but not quite so big a risk as ordinary shares but payments are usually less. Tax on shares Income from dividends is paid after 10% tax has already deducted, even if you choose to reinvest it or have the dividend paid in shares or cash. Basic-rate taxpayers have no further tax to pay. But if you pay no tax personally, this tax is still deducted and cannot be claimed back. Higher-rate taxpayers have to pay 32.5% of the gross dividend, either by self-assessment or by completing a tax return. Highest rate taxpayers pay an extra 42.5%. Taxation on selling your shares Currently you are allowed to make a Capital Gain of  £10,600 (2012/13 CGT allowance) before tax is payable. Creating an Investment Portfolio to match your Attitude to Investment Risk The principle of risk and return is that the higher the level of risk you are willing to take, the higher the potential return could be. However the reverse side of this principle is that if you take a higher level of risk, the potential for loss also increases. It is therefore important that when investing your money, you ensure that you spread your investment across all four asset classes to minimise the risk and maximise the potential returns. This is known as diversification and your attitude to investment risk will dictate the percentage split of your overall investment into each of the 4 asset classes. You also need to bear in mind how much of your money you would be prepared to lose when determining how much to invest in each asset class. As the saying goes: Dont put all your eggs into one basket. In addition to the aforementioned points, it is also important to decide whether you are investing for Growth or Income or a combination of the two, as this will also impa ct on how you diversify your portfolio as you can see from the following charts. An example of a Balanced (Medium Risk) Income Portfolio could look like this: Asset Class Percentage Split Cash 5.00% Government Bonds/Gilts 12.00% Corporate Bonds 20.00% UK Equity 61.00% Overseas Equity 2.00% Property 0.00% As a pie chart, the asset allocation would look like this: Whereas a Balanced (Medium Risk) Growth Portfolio may look like this: Asset Class Percentage Split Cash 5.00% Government Bonds/Gilts 5.00% Corporate Bonds 10.00% UK Equity 47.50% Overseas Equity 25.00% Property 7.50% The corresponding pie chart would look like this: Investing money is a complicated process and not for the faint hearted. Determining your Attitude to Investment Risk from the outset should enable you to ascertain whether or not investing on the whole is the right way forward for you and your inheritance/hard earned savings. It is important that you review your attitude to risk on a regular basis and particularly if your personal circumstances change. That long term investment goal may have to become a medium or even short term goal and it is important that your investment portfolios are rebalanced on an ongoing basis match your Attitude to Investment Risk on an ongoing basis.

Personal Experience Attending Powerhouse at the Honda...

Power 106, also known as the radio station 105.9 in LA, hosted an indoor music festival, also known as POWERHOUSE, at the Honda Center located in Anaheim. I was lucky enough to attend this concert and I want to share my amazing experience. Since it was a music festival, there was not only one performer, but there was a line-up of performers. The line up consisted of 10 main performers and special guests. The performers go by the stage names of: Childish Gambino, Juicy J, Trey Songz, Nicki Minaj, Wiz Khalifa, Schoolboy Q, Jennifer Lopez, Sage The Gemini, YG, and Isaiah Rashad. The concert started at 7pm and ended at 2am, with each performer having a set time that ran from 15 minutes to 30 minutes. After each performer their were small intermissions that took place so that the following artist could prepare her/his set on the stage. With many songs to select from that were performed at Powerhouse, my five favorite performances were: Jenny From The Block by Jennifer Lopez, 3005 by Chil dish Gambino, Super Bass by Nicki Minaj, Studio by Schoolboy Q, and Heart Attack by Trey Songz. Although all of the performers did an outstanding job, their were 3 specific performances that really stood out and caught my attention. My absolute favorite performance from the concert was by Jennifer Lopez who performed Jenny from the Block. Two specific things that I enjoyed about this performance were her use of dancing, using up the whole entire stage making sure to entertain the whole

William Shakespeare s Macbeth And Richard IIi - 906 Words

William Shakespeare employs a variety of techniques in his plays to show good characters from bad characters; one such technique as the application of deformity or an abnormality manifests itself physically and psychologically with the dramas. The incorporation of a defect, whether it be physically or psychology, reveals flawed characteristics within the said character. Most of these flawed characteristics, though revealed in different situations, share similar problems and consequences. For example, Richard III, also known as The Tragedy of King Richard the Third and The Tragedy of Macbeth exemplify two kings that are willing to do anything to achieve ultimate power, the crown. It is Richard and Macbeth’s ambition that drives them to commit the murderous acts within the plays. Though different figures, each share a common goal and a similar defect. Both Macbeth and Richard suffer from deformity; Richard’s physical deformity and Macbeth’s psychological deformity become embodiments of their ambition and eventually bring them to their inevitable downfall. The destructive literary psyches of Macbeth and Richard III speak to both a physical and psychological deformity; through Richard s physical deformity and Macbeth s psychological deformity, Shakespeare dramatizes the consequences of following blind ambition. Scholars of Shakespearean works find a Freudian psychoanalytical approach to the plays provides deeper understanding into the actions and motives of the characters,Show MoreRelatedCompare the ways Shakespeare presents fear and doubt in Macbeth and Richard III?1222 Words   |  5 Pagespresented in Richard III and Macbeth Macbeth is a tragedy play written by William Shakespeare. The play is set in Scotland during the mid  11th century. But, the play was written in 1606 at a time where James I was on the throne. 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Many of the saying first penned by William Shakespeare, we still use today. Such lines as; â€Å"As good luck would have it (The Merry Wives of Windsor), Dead as a doornail (2 Henry VI), Full circle (King Lear), and Milk of human kindness (Macbeth)†Read MoreThe Horrendous Evil Within Shakespeares Macbeth1953 Words   |  8 PagesThe Horrendous Evil Within Macbeth      Ã‚  Ã‚  Ã‚   Macbeth by William Shakespeare is a recognized classic tragedy portraying the victory of good over evil. This paper will explore the various expressions of evil within the play.    In Everybodys Shakespeare: Reflections Chiefly on the Tragedies, Maynard Mack compares the fall of Macbeth to the fall of Satan:    In some ways Shakespeares story resembles the story of the Fall of Satan. Macbeth has imperial longings, as Satan has; he isRead MoreWilliam Shakespeare s Influence On Modern Culture1090 Words   |  5 Pages Sam Ebersole Mrs. Ruiz English 9A Period 1 19 November 2015 Shakespeare s Influence on Modern Culture William Shakespeare is one of the world s most influential people to ever live. â€Å"BBC audience survey names Shakespeare as Britain s Man of the Millennium.† (Andrews 2) Shakespeare’s works continue to be evident globally in modern society. Hundreds of years after William Shakespeare’s death, his influence continues to make an effect in the modern day English language, modern movies andRead MoreWilliam Shakespeare s Influence On The Course Of World History1440 Words   |  6 PagesWaldo Emerson, a famous essayist inspired by Shakespeare’s works. William Shakespeare was a renowned author, poet, actor, and playwright. 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The defining, as in all the tragedies, is in strictly poetic and dramaticRead MoreDeep Evil in Shakespeares Macbeth1956 Words   |  8 PagesDeep Evil in Macbeth      Ã‚  Ã‚   Macbeth by William Shakespeare involves evil on the part of Macbeth, his Lady, and the three witches. This essay will consider evil in its many guises in this tragedy.    In Macbeth as the Imitation of an Action Francis Fergusson describes the evil course of action within the drama:      At this point there is the brief interlude with the Doctor. The kings evil and its cure and the graces which hang about the English throne are briefly described. [

Andrew Jackson and the Removal of the Native Americans free essay sample

In Worcester v. Georgia, a case where a Cherokee tribe appealed to the Supreme Court, the ruling was, in fact, in favor of the Cherokee Indians. Chief Justice John Marshall, in the majority opinion of the Court, wrote The Cherokee nation, then, is a distinct community, occupying its own territory, with boundaries accurately described, in which the laws of Georgia can have no force. He clearly stated that the Cherokee Indians have a right to their own land, are completely separate from the state of Georgia, and the whole problem is a both national ND state issue, notes a national one.However, Andrew Jackson did not feel the same way. Instead of enforcing the Supreme COUrts decision, Andrew Jackson refused to recognize the Cherokees as an independent nation and proceeded to forcibly remove them from their homelands. (Doc 2) Many different diverse Native American tribes were forced to leave the lands that they call home and migrate to Oklahoma territory, land that was very different from what they knew. We will write a custom essay sample on Andrew Jackson and the Removal of the Native Americans or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page They were in a foreign place. The Seminole, Creeks, Cherokees, Choctaws, and Chickasaws Indian tribes are just a few examples of the Indians removed from their homes (Doc 4).In document four you can see that they all came from very different and unique lands and were all simply grouped into one territory. Andrew Jackson had no sympathy for them. He called them savages and recognized them as an inferior race (Doc 3). He also said that they had neither the intelligence, the industry, the moral habits, nor the desire of improvement to change their condition. Andrew Jackson biblically degraded Native Americans everywhere ND made his hatred well-known.The Indians that were relocated to Indian Territory were deeply affected. They expressed their feelings and heartbreak through their different forms of art. Document six shows a painting of the Trail of Tears. The painting has many different aspects that all add together to create one deeply moving picture. In it you can see the forlorn looks on the faces of the Native Americans and on the faces of the animals (Doc 6). The dark sky portrays an ominous presence which emphasizes the sadness in the trail itself.Document five is a poem called the Trail of Tears. It very clearly explains how they feel about their situation; tired of having to walk so far from their homes to this new land, betrayed by the lies that Americans told them, torn from losing their homes, broken-hearted that their families have been ripped apart by war (Doc 5). Art gave the Native Americans a way to express the mixture of emotions that they were feeling from being wrongly treated and deceived. Through examining their artwork, we can see how difficult the whole ordeal was for them.Andrew Jackson should have never passed or enforced the Indian Removal Act in the 18005. He encouraged the mandatory movement of Native Americans from their homelands to a completely different territory. This selfish deed was not supported, but entirely disagreed with by the Supreme Court. It forced Native Americans to leave the lands that they called home for centuries and it affected many Native Americans on a personal level. Andrew Jackson was completely wrong in his actions. Although the past cannot be changed, there is much to learn from it.

Contract Cancellations Trigger Taxes †Free Samples to Students

Question: Discuss about the Contract Cancellations Trigger Taxes. Answer: Introduction: In order to ascertain the taxability of an individual, it is essential to determine his source of income so that it can be decided whether such income is associated with a business affair or not. Besides, if such income source is associated with a business affair, it must have been carried out for making profits (Barcokzy, 2010). After evaluating the given case, it can be summarized that Anna Wanderlust being a tax lawyer have indulged in online blogging activities wherein she can share her experiences about traveling. For such purpose, she has also posted about her accommodation at various hotels and has reviewed them as well based on their hospitality and other services. However, in relation to various tax rules and regulations, for an activity to be regarded as a business affair, several points must be taken into account. Furthermore, in the Evans case law, it was pointed out that one particular point could not solely determine the truthfulness of a business affair. Since the major business of Anna was performing lawyer services and not blogging, the profits attained from such affair must be carefully evaluated (Nethercott et. al, 2013). In relation to this, the following perspectives can play a vital role: Even though the business affair has not interrelation with any economic activity, yet it can be regarded the same because it is carried out on a regular basis. This means that payment for the same is also received consistently that makes it an economic activity. Further, it may be presumed that a company that pays a prescribed amount for advertising different places has hired the blogger. This means that payments to the blogger for advertisement are primarily promotion expenses incurred by such company. Besides, it must also be taken into consideration that the blogger has been consistent in providing reviews and thereafter, received economic benefits for the same (Fullerton et. al, 2017). Thus, such income relates to an economic activity and is taxable in the bloggers hand. Besides, if the provision of online reviews through blogs has been done for any other motive apart from earning a significant amount of profits, it will be disregarded from the computation of taxable income. In relation to the determination of economical affair, it must be evaluated whether the business has been conducted for earning profits or not. Besides, in the given case, Anna being a tax lawyer has earned a significant amount of profits from her blogging work that is a hobby for her. However, when it comes to determination of an economical affair, it cannot be disregarded that such significant profit figures obtained by Anna cannot be included in computing her total income (Sadiq et.al, 2017). On a whole, it is very clear that any business affair that provides significant profits to the individual must be considered a taxable activity. Recurrence of the affair Any affair can be regarded as an economic or business affair if there is recurrence in it. Moreover, it can be clearly seen in the case of Anna that being a tax lawyer by profession, she started blogging about various accommodations where she visited. Besides, such blogging activity occurred on a repetitive basis and that had assisted Anna in attaining a significant amount of profits. Hence, this is clear that such activity was incurring on a regular basis and it fetched huge profits to Anna. Further, by offering reviews about various places, Anna obtained an opportunity wherein she could not only earn advertising fees but also obtain other advantages in kind such as free leisure accommodation, etc. Nevertheless, by considering all these situations into consideration, it can be concluded that the activity undertaken by Anna is primarily a business activity that has been undertaken for the sole purpose of attaining profits ((Renton, 2005). Besides, carrying of such activity has been r ecurring in nature that sheds light on the fact that the income earned by Anna from her blogging activities is taxable. As per the case law of Stone (2005) an old policewoman was an athlete and received many payments in terms of cash prizes, sponsorships, grants, etc. When it came to the point of return she included only the police salary and not the receipts from the sporting business. The High court held that all the receipts were assessable because it is of a continuous nature. La Leche had offered a contract to Anna under a condition that Anna would take relevant steps to advertise its baby product. Nevertheless, in this agreement, it can be seen that there are no fraudulent intentions of both parties as it purely looks like a valid and simple contract. However, in the upcoming tenure, the product manufactured by La Leche had to be terminated, as it comprised of restricted contents. As a result, the company did not pay the amount that was agreed to be paid to Anna and instead, she was provided with a mere compensation of $7200 owing to the contracts termination. Therefore, in relation to the given case, the prime consideration will be the amount of $7200 attained by Anna owing to the termination of the agreement. Moreover, it is important to know that the service provider is under an obligation to deduct some amount after the termination of the agreement and that is taxable because it constitutes a business income (Kobestky, 2005). In other words, from the arrival of terms of the agreement to its termination, all occurred during the normal course of business and therefore, it must be regarded as a business activity. Similar incident was noted in the case of Allied Mills (1989) where the compensation for the cancellation was income in nature and assessable. As per the agreement, Anna was offered to be provided $600 every month for her services and it is a doubt whether the termination amount of $7200 attained by her must be taxable in her hands or not. If the product had not been terminated, Anna would have received such $600 every month, and that would have been taxable in her hands. Moreover, the lump sum amount received by her also contains the attribute of taxable income in her hands. In simple words, such amount has a direct bearing on the business affair and therefore, it must be regarded as an income (Hopewell, 2012). The reason behind this can be attributed to the fact that such termination amount had been provided owing to the failure of the agreement, else it would continue as was agreed. Thus, even though there was no performance of work on the part of Anna for fulfilling her services, yet the termination amount attained must be regarded as a contract income and must be taxable as business income in her hands. Hence, it can b e concluded that the lump sum amount attained by Anna owing to the contracts termination is a normal business affair, and must be taxable in her hands (Kenny et. al, 2017). Similar instance was observed in the case of heavy minerals (1996) where the compensation payment was considered to be an income and hence taxable. However, there is dubiousness as to whether such amount attained on 01/08/2016 must be taxable in 30/06/2018 or not. In relation to this, Anna had to take legal advice from the court for recovering the contract amount in March 2018. Moreover, she had to encounter a loss of contract wherein the amount was equivalent to her terminated contract amount. Nevertheless, after ample negotiations betwixt the company and Anna, it was decided that the company would pay the entire sum of money as agreed in the contract. In this case, it is notable that such negotiations were conducted in the year-end 30/06/2018 while the amount was paid on 01/08/2016. Hence, there remains no doubt, whether such amount was accrued in the same year as well. In other words, the lump sum amount was delayed until 01/08/16 but was contracted in the same year. On a whole, the amount attained by Anna owing to cancellation of the contract must also be considered as income in her hands and must be taxable in the year 30/0 6/18 (Wood, 2012). The case law of Sports-R-Us Ltd And Investment Holdings Limited can be taken into consideration in this scenario. It was agreed in this case that Sports-R-Us Ltd would offer various services associated with selection of commentators and announcers for various events that were supposed to be conducted in the place of Investment Holdings Limited for five years. However, the service was unable to be performed by Sports-R-Us Ltd and was terminated after one year owing to severe competition. In this case, the service provider offered to pay twenty thousand dollars to the receiver for non-fulfillment of the contract (Pratt Kulsrud, 2013). Moreover, the taxation authorities decided that such termination amount attained by Investment Holdings Limited must be taxable in their hands, as it arose as a normal course of business. Therefore, after analyzing the above case law, it must be clear that the lump sum figure obtained by Anna because of termination of the agreement must be considered as a normal business activity, and the income must be taxable in her hands as business income. References Barcokzy, S 2010, Australian Tax Casebook, CCH Australia Ltd Fullerton,I.G, Deutsch, R, Friezer, M.L, Hanley,P Snape, T 2017, The Australian Tax Handbook Tax Return Edition 2017, Thomson Reuters: Australia Hopewell, L 2012, Australia tax inquiry opens submissions, viewed 24 August 2017, www.zdnet.com.au. Kenny, P, Blissenden, M, Villios, S 2016, Australian Tax 2017, Thomson Reuters: Australia Kobestky, M 2005, Income Tax: Text, Materials and Essential Cases, Sydney: The Federation Press Nethercott, L, Richardson, G., Devos,K. 2013, Australian Taxation Study Manual, Sydney. Pratt, J. W Kulsrud, W N 2013, Federal Taxation, Oxford university press. Renton N.E 2005, Income Tax and Investment, 2nd edition, Sydney adiq, K, Coleman, C , Hanegbi, R, Jogarajan,S, Krever, R, Obst, R, Teoh, J Ting, A 2017, Principles of Taxation Law 2017, Law book Australia Wood, R.W 2012, Contract Cancellations Trigger Taxes, viewed 24 August 2017, https://www.forbes.com/sites/robertwood/2012/02/08/contract-cancellations-trigger-taxes/#528b21b8278c

5 College Traditions at Smith College Everyone Should Know About

Are you waiting to hear back from Smith College? Or, are you thinking about applying this fall? Either way, here are 5 college traditions at Smith you should know. Chartered: 1871 Location: Northampton, MA Type: Liberal Arts Size: Small Undergraduate Students: 3,033 Campus: Urban Notes:Smith College is apart of the five-college consortium, which includes Amherst College, Mount Holyoke, Hampshire College, and University of Massachusetts Amherst. Convocation One of Smith College’s favorite annual traditions is convocation, which signifies the start of a new school year. All the houses create a theme, in which all house members dress up or dress down and on the evening before the first day of classes everyone rally’s together for a big celebration. Each house marches, cheering and chanting house songs to the John M. Green Hall where the President and faculty give a speech welcoming back the students to campus and a good luck on the new school year. Mountain Day Mountain Day happens once a year during the fall semester, where on one nice day the president will ring the bells bright and early in the morning that cancels all classes for the day, allowing students to go out and enjoy the nice weather. Most students take part in house activities such as apple picking, kayaking on paradise pond, or hiking. Julia Child Day As many may know Julia Child, the famous chef is a Smith alumna, class of 1934, and once a year every dining hall will cook one of her world famous recipes for breakfast, lunch, and dinner. Each dining hall serves a different recipe, so you can imagine there is lots to choose from1 Otelia Cromwell Day Otelia Cromwell was the first African-American student to graduate from Smith. Each year the college cancels afternoon classes so students can take part in workshops focusing on diversity and race. Rally Day Rally Day, which was celebrated to commemorate George Washington’s birthday, is now a celebration for Smith alumnae to be awarded Smith College medals by the president. Rally day is also a day of celebration for the seniors. For the graduating class, Rally day is the first day the seniors publicly sport their graduation caps and gowns and it is also the reveal of who is the commencement speaker at graduation. If you werent considering Smith College before, you should now. Learn more about the college and its student body by browsing our database of 60,000+ successful college application files.

A PT Essay Sample

A PT Essay SampleA person preparing for the PSAT or SAT is given a PT essay sample to write and then the student must do something with the essay. Since this is an exam and not a personal essay, it is up to the student to make the most of the essay. Writing an essay to pass the exam is no easy task. The essay needs to stand out from all the others, to be interesting and to be real.To be able to write such essay, the student must study what should be included in the essay. He or she must know how to structure the essay in such a way that it will be interesting. An example of a good essay will be given and the student must follow what is written in the essay and use it as a reference.In order to get an idea about the things to include in an essay, the student can go through an example of a personal essay. This is an example of a real essay that has been written by someone who was being interviewed for a job. Reading these examples will give an idea about what the student should include in the essay.During the college essay examination, writing an essay on the topics about themselves can be hard. The students who do not have the knowledge will find it difficult to write an essay about themselves. But with the help of the PT essay sample, the student can follow the instructions and write an interesting essay. An example of an essay with some of the topics include about being self-motivated, relationships, success, and self-confidence.Another aspect about writing an essay that the student can use is how to deal with the type of topics that are usually asked by the professor. Topics like goals, career, education, and even living in a given area will be part of the discussion of the essay. The essay will not be an easy task, but the student will know what to say, when to say it, and how to say it.An essay is not a simple thing to do. It requires a lot of work and many people fail at it because they lack the skill. The question is what do the students do? In order to d o well on the PSAT or SAT, the student must prepare well and be creative about how to do the assignment.For this reason, the essay can be something that can be used for a student to prepare for the real one. It can be used to build up the student's skills and also to gauge how well he or she has studied in his or her particular subjects. Writing an essay that a student can use to prepare for the real one will make the course easier for the student to pass.The PT essay sample gives the student the opportunity to practice and get familiar with writing a real essay. After all, it is not easy to sit down and write an essay when you don't know what you are doing. By using the PT essay sample, the student will be able to write and know what he or she needs to write.

Good Writing Skills †That’s what’s Up

Good Writing Skills – That’s what’s Up If you have not heard any college students complaining about the amount of writing in college courses, then you may want to get your hearing checked before you go off for your freshman year. It is the most common complaint among college students across the nation, on large or small campuses, day and night. You have to be a good English student in every course you take, because every essay or paper is graded on content and composition bummer. Developing Writing Skills Its Not Optional If you come to college with less than stellar writing skills, you have to do something about that right away. And if you dont know how to develop writing skills, then here are some tips Get to the campus writing lab. It has been built and staffed for students like you. When you have an essay or a paper due, you can go and get some extra help from people who write really well. While you are working on your writing skills, those assignments are still showing up on your syllabi in frightening numbers. Once you have your topic, get online and find samples on those same topics. No, you cant just lift them youll get caught! But you can print them out and use them as models for the one you have to write. At the very least, you can mimic the organization and the points covered. If you need to, find a reputable writing service online. You will need one that has qualified writers, guarantees an original piece of writing, and guarantees that it will follow your instructions and meet your deadline. This can be a true live saver when your back is up against the proverbial wall. Start writing your own essays and find someone to edit them for you. Staff at the writing lab will help you, if they are available, or you can try to pay a fellow student who seems to be getting As on everything s/he turns in. You can even barter for this if you can offer something in return. If not, turn those essays over to that writing service you found, and get one of their pros to do it. The point is this: You only want to turn in writing assignments that are well don otherwise that GPA starts hovering over the toilet. Excellent Writing Skills Not a Cinderella Story No one is going to wave a magic wand over you and give you instant writing success. You have to put in the time and practice to develop writing skills. In the meantime, however, take whatever measures you see necessary to turn in writing assignments that will compete with the quality other students are submitting. Yours will be measured against theirs thats a fact. Its really unfair that your writing skills have to be a part of your grade in every course, but that is how our system is set up. Just consider it some good training for real life there will be other things that seem unfair out there too.

Mintab assignment Essay Example | Topics and Well Written Essays - 250 words

Mintab assignment - Essay Example HSE makes utilization of money matters in assessing the costs and profits of its mediation and in understanding the most extensive financial connection for well-being and security. The primary point of Health and Safety Executive (HS) is to break down the respects between laborers in the four separate segments furthermore to complete the strength of professionals in relationship between them. The Health and Safety Executive likewise asked to do an analysis in relationship between the length of administration and recorded well-being issues, for example, silicosis. Tile, porcelain and precious stone glass commercial enterprise. This study however, will incur and make use of variance test both H0 and H1. The samples associated with variance H1 will have different variances while H0 will have no difference in the variances between the samples. From this perception we realize that if one rejects the alternative if the p value is greater than 0.05, he or she will be forced to reject the null if the p value is less than 0.05 The main objective of this study is to analyse the deference’s between workers in the four different sectors and also to carry out the health of workers in relationship between them as far as Health and safety Executive (HS) is of concern. However, this study constitutes two hypotheses. The first hypothesis is H0 where there is no links in the recorded health of the workers and there is no variance in the health of the workers. The second hypothesis is H1 where there is a link in the recorded health of the workers and there is a variance in the health of the workers. The study will analyse and give justification on both hypotheses to oversee the null perception as far as p value is taken into consideration. In the light of the HSEs concentrate on empowering associations successfully to handle work-related stress using Variance approach, one would anticipate that the relationship will exist between

Inclusion Policy Essay Example | Topics and Well Written Essays - 1250 words

Inclusion Policy - Essay Example The vision of the policy I to ensure that all the children and young people have a sense of being part of the local community they belong to. It also aims at having all the children educated and can easily access education within their local community unless otherwise. With a target of children ranging form 0-19 (25) years, the participation of their parent and children are crucial in achieving successful implementation of the policy ( Halvorsen & Neary ,2001) .The absence of an inclusion policy may deprive some students of there rights to fully benefit from the education system due to a number of factors (Hampshire County Council 2009). There are children who are disadvantaged in various capacities, have physical disability, encounter learning difficulties and require special attention to achieve their full potential in education and life. The inclusion policy lays a big role in ensuring that the problems faced by this group of children are adequately addresses. Inclusive education, according to its most basic definition, means that students with disabilities are supported in chronologically age-appropriate general education classes in their home schools and receive the specialized instructions delineated by their individualized education programs (IEP's) within the context of the core curriculum and general class activities ( Halvorsen & Neary,2001). According to the policy teachers and parents should be in a position to identify such children and plan for individualized education program that addresses the needs of the child. The purpose of having inclusive education policies is to ensure that the needs of all children are included in the curriculums guiding education. Inclusion policies came to be as a result of inequalities in education sector. These inequalities were in form of gender, racial and disability. For example some white dominated schools did not allow admission of children from minority groups such as the blacks, and if such children were admit ted their life at school would be made unbearable preventing them from achieving their full potential in education. More over, physically or emotionally disabled children were not provided with the adequate attention they required from them to catch up with other children in the class leaving them to lag behind and perform poorly in class (Woodward, 2000). There were great disparities in enrollment, retention and performances between the genders. The reason for the disparity was that during enrollment the most parents did not see the reason for educating the girl child. In addition the girl child was discouraged form undertaking science related subjects and the boys were equally discouraged from taking art based subjects leading to an in imbalance between the girls and boys in the specific subject areas .On the other hand most children with disabilities were being discriminated and they had no right to education like any other child. Inclusion policies were made so that all children would get a chance to access education despite their race, gender or disability (Fazal & Lingard, 2010). Critique of the inclusion policy The policy does not clearly mention the efforts to be taken by Walsall Primary school to cater for children who are discriminated upon because of their disability, gender and racial orientations. The policy talks about an environment where children are valued, respected and their confidence built from a strong partnership with their parents (Woodward, 2000) . Even though this policy sounds good, there is a notable gap in terms of provisions for

IT Project Implementation Failures Essay Example for Free

IT Project Implementation Failures Essay Subsequent to a health care organization acquiring a new information system, is the system implementation process, the third of four stages in the systems development lifecycle. A significant amount of support and dedication is needed from senior executives and should take precedence within the organization. Adequate resources should be available to all individuals involved in the execution of the new system. User training, installing new networks, converting data, new procedures, and various other changes must be properly coordinated to avoid political, cultural and behavioral issues (Wager, Lee, Glaser, 2009, Chapter 6, System Acquisition). Selecting an implementation team and appointing a system champion for the team is vital to an organizations success. These individuals plan, coordinate, budget and manage every phase of a new IT system implementation (Wager, Lee, Glaser, 2009, Chapter 6, System Acquisition). The configuration of the team are different levels of the organizations workforce, for example; CIO, Physician, Radiology Director, Nurse, Business, and Lab Managers. A system champion views the IT system as a way to provide better patient care, is well respected within the organization, assumes the leadership role, and will be an advocate for the information system (Wager, Lee, Glaser, 2009, Chapter 6, System Acquisition). Determine project scope and expectations are the implementation team’s first order of business. Reviewing the system goals, which were outlined in the system selection process, will give the team a better understanding of the organizations expectations with the information system (Wager, Lee, Glaser, 2009, Chapter 6, System Acquisition). Meeting with senior health care executives to discuss relevant overall strategic goals and dedication to the new development. The organization has appointed  an implementation team and champion; objectives and achievements have been set; the last step is to establish and institute a project plan. The plan should be detailed and include: Target dates Time of each activity Milestones Budget and resources Major activities Responsibilities/dependencies (Wager, Lee, Glaser, 2009, Chapter 6, System Acquisition). Components of the Implementation Plan: Workflow and process analysis System installation Staff Training Conversion Communications Prep for Go-Live Date (Wager, Lee, Glaser, 2009, Chapter 6, System Acquisition). According to Wager, Lee, and Burns (2009), only 35% of new IT projects are successful (Chapter 14 Managements Role in Major IT Initiatives), 46% delivered useful product, but did not meet timeline goals, went well over budget, and had system and user issues. The percentage of failed IT systems 19%. Strategy and implementation failures are at the forefront of the collapse (Wager, Lee, Burns, 2009, Chapter 14 Managements Role in Major IT Initiatives). There are numerous ways a heath care organization and the professionals encumber IT projects; Lack of clarity and purpose, inadequate leadership support, organizational baggage, lack of dedication, project complexity, and disinterest (Wager, Lee, Burns, 2009, Chapter 14 Managements Role in Major IT Initiatives). The majority of system implementation failures can be impugned upon management action or lack of. To limit the risk of failure, executives need to be clear about objectives, communicate often, eliminate disruptions, welcome debate, stay away from extra unwanted issues, and keep in mind no one is perfect and mistakes will happen (Wager, Lee, Burns, 2009, Chapter 14 Managements Role in Major IT Initiatives). When implementation teams and lead executives fail to follow  project plans or mismanage activities, the outcome is dissatisfied users, monetary suicide, and information system sabotage. Honesty, compassion for the project, and clear communication will keep the implementation process on track for success. The outcome for the organization is better patient care, higher revenue, and fewer errors with medications and prescriptions. Organizations will need time, dedication, patience and planning when implementing a new information system. References Wager, K.A., Lee, F.W., Glaser, J.P. (2009). Health Care Information Systems. A Practical Approach for Health Care Management (2nd ed.). Retrieved from The University of Phoenix eBook Collection Database